Sunday, March 14, 2010

What are some ways to get postive marks on your credit report?

My husband and I are trying to buy a home and we are 36 points shy of qualifying for a mortgage what are some good ways to build our credit report.

What are some ways to get postive marks on your credit report?
Pay off your credit card balances. Carrying balances of more than 30% of your available credit limit hurts your score. Pay them off and you will see an increase





Otherwise, just pay everything on time. There's no magic way to increase your score.
Reply:Pay all of your bills on time (before the due date is a plus), pay your bills, avoid traffic tickets.
Reply:What is your current credit situation?

floral

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