Friday, March 12, 2010

How can I stop people looking at my credit report?

I recently talked to an advisor on why my credit was so low all of a sudden. She said because so many people who were trying to offer me credit cards were asking for a look at my report! I never asked for these cards and I dont want them looking at my report or anything. How do I stop them!

How can I stop people looking at my credit report?
Go to www.optoutprescreen.com and follow the instructions, this will remove you from the national mailing list that the credit bureaus sell to credit card companies.





Or you can call 1-888-567-8688.





And your advisor does not know what they are talking about, when credit card companies look at someones credit it is a soft pull and does not affect credit score.
Reply:u can put a 'stop look' clause on each of ur reports.


at that time no one at all will have access to ur reports.


any one u want to allow a look . it will cost u 10-15$ to have the clause lifted.


visit dave ramsey .com to learn ur hard lessons from others mistakes. it is cheaper easier faster.
Reply:I don't no where you live, but in the state of Virginia it is against the law to pull someones credit without a signed credit application. You need to get a copy of your credit and go over it and see who pulled it without your permission. You can have a good lawsuit on your hands if you get the right lawyer.
Reply:You can call 1-888-5OPTOUT to get yourself opted out of prescreened credit offers.

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