How can you get a delinquent account removed from your credit report? You can't pay it, so how can you get i

My father is trying to get his credit straightened out, so yesterday I requested an annual free online copy of his credit report, which indicates that he has 3 delinquent accounts (turned over to a collection agency), even though the amounts were only $25, $50, and $25. He also has 2 companies to which he owes money, but even if he pays the money he owes to those companies the delinquent things will still be on his credit report, so even if he gets a job and tries to get a loan the loan companies will probably still see the delinquencies and use them against him. So what can he do to have the delinquencies removed from his credit report? There has to be something he can do to have them removed, because they are only $25, $50, and $25. It doesn't seem like that is such a big deal.

How can you get a delinquent account removed from your credit report? You can't pay it, so how can you get i
As long as the information is correct there is no legal way to remove derogatory accounts.





They will continue to show for 7-years from the date of first delinquency.





This is why it's called credit history.
Reply:This is really a simple fix. I used an online credit repair kit I got at www.creditrepair101site.com It helps you remove negative items in order to boost your score. I got a quick 50 point bump.
Reply:Make it a condition of payment of the debt that it be removed from the credit report.





Otherwise it will stay on your credit report for 7 years.
Reply:wait until you get the credit reports





read thru creditinfocenter.com





anything 7 years or older should have automatically


been removed.





You don't necessarily have to pay Collection Agencies,


depends whether they purchased or were assigned,


and if the statue of limitations hasn't ran out. Don't


ever talk to them on the phone, there is a letter you


can write to them in specific reference to them,


ask for validation, put in writing but follow the


procedures on the website www.creditinfocenter.com
Reply:Can he pay as little as $ 5 a month? If so send it to the companies but make sure the are not dup's the same amount just with different companies. Also keep all reciepts once the amount has been paid make sure they give you a letter stating the amount has been paid and turn this in to the credit companies.. Also u need to atleast start making the payments this way you can show proof he is making a attempt to pay the collections off. Loaning money is based on past present and how long you have been on your job and how long you have lived at your home. If the companies have not turned your history to the credit companies do it yourself.
Reply:Most credit agencies will work with you if you pay the account in full. Make sure you get it in writing though. Also, after 7 years those accounts drop off your credit report. I had to just wait out some of them that wouldn't budge. Honestly though, $50 or $25 is really small potatoes when dealing with creditors.
Reply:He can ask the credit people to verify and if they can't they will be removed.


He should go ahead and pay them the worst that can happen is they age off in 7.5 years from the date they went delinquent.
Reply:File a dispute with the credit beaureau...


Chances are good that the companies will have written off such small amounts and there will be no "Proof" to dispute your dispute...


Then they would be removed automatically.