How long does an unpaid judgement stay on your credit report?

I have a couple of judgements that I know I'll never be able to pay and I can't afford bankruptcy or I would have done that already. Will they eventually "fall off" my credit report after a certain number of years or will they be on there until they are paid.

How long does an unpaid judgement stay on your credit report?
Judgments stay on your credit report for 7-years or until the statute of limitations runs out whichever is longer.
Reply:Length of time varies by state. Judgments do fall off Except when they are renewed. This can be done indefinably….. or until they Are paid.


Kourtnie


Prosperityfinancial.org
Reply:Judgements remain on your credit report the same as Bankruptcy, 10yrs
Reply:untill payed
Reply:Might depend on the type of judgement. Civil fines (court fees, fines, etc.) never go away. Not even in bankruptcy. Unpaid bills will haunt you for 5 to 7 years. Your credit score will suffer; car loans, your cell phone plan, credit card interest rates, application for a mortgage, trying to rent a place - they will all be affected and you will pay more for those services.





The debt has probably been sold to a collection agency. Expect them to hound you during all this time. Typically, they add 12% interest and a $300 fee to the bill. If you don't think you can ever do anything about these, just make sure you aren't getting into a pattern and letting it happen repeatedly. It is a big mistake.