How long does foreclosure stay on a credit report?

My mom's house in CA is unfortunatly going into foreclosure and I was wondering how long that would stay on her credit report or if it's on there permanently.

How long does foreclosure stay on a credit report?
7-10 years








How long does information appear on my report?





A credit reporting agency stores information from credit grantors and public records, including bankruptcies, judgments and liens. Potentially negative information, such as missed payments and most public record items remain on a personal credit report for 7 years, with the exception of Chapters 7, 11 and 12 bankruptcies, which remain for 10 years, and unpaid tax liens, which remain for 15 years. A paid tax lien will remain for 7 years. Positive information may remain on a report indefinitely. Paid closed accounts generally display for 10 years. Requests for your credit history remain on your personal credit report for 2 years.
Reply:around 7 years
Reply:I believe for 7 years.
Reply:We help people every day in your mothers situation.


Check out our national web site www.nafpp.com


You can call our toll free informative hotline 888-870-9191
Reply:7-10 years
Reply:10 years
Reply:That is a very interesting question because there is one aspect no one else has mentioned and that is one of the questions asked on almost every signature loan and collateral loan is " In the last 7 years have you had a bankruptcy" and another question asked is "Have you ever had a foreclosure" so which do you think lenders see as worse. One example of this is that some people will go through bankruptcy and the house will still be foreclosed on.
Reply:The foreclosure is on there for 7 years.





However, if they bank resells the home for less than what is owed on it, your mother will be responsible for the balance, or a judgement will be placed against her, and the judgement could remain for 10 years on a credit report.
Reply:A foreclosure stays on your credit file for 7 years.





If your mom is in Southern California, contact me (or your mom) and I'll see how I can help keep it off her records. I help people everyday that are facing foreclosure.





Regards
Reply:I've heard it stays on there forever but when someone checks your credit they just check the last 7 to 10 years.
Reply:10 years in australia

lily