Friday, March 12, 2010

Does a bank inquire into your credit report when you apply for a secured credit card?

I don't want an inquiry to go on my credit report if I get a secured credit card. So I am hoping that the bank that I apply at will not look up my credit report, leaving an inquiry on there.

Does a bank inquire into your credit report when you apply for a secured credit card?
Some still pull a credit report but some don't. A better way to do it is to ask the credit manager at the bank ahead of time. Or open a savings account and collateralize it. Make payments on the secured loan on time with the bank, later you go back and get a secured credit card. Credit Unions are good for this type of situation.





GOod Luck
Reply:This secured card does not, and it builds your credit history: http://www.goeufora.com/418121496892





You can always delete inquiries just as easy as they were placed by using this pretyped letter... http://www.expert-credit-advice.com/Lett...








Here is a good article on building credit: http://www.expert-credit-advice.com/buil...
Reply:9 times out of ten they will check your credit either way.
Reply:If they ask for your social security no they will check your credit.


No comments:

Post a Comment

Blog Archive