Wednesday, March 17, 2010

How do I find a lender who placed a charge-off on my credit report?

I have been cleaning up my bad credit for some time and I found a charge from fleet CC on my report. I am fairly sure that the debt was paid, but I don't know how to contact the company to research the issue. I got this off my experian report.

How do I find a lender who placed a charge-off on my credit report?
As mentioned, the name and address of the creditor who posted to your credit report should be on your copy of the credit history.





If not, contact the credit reporting agency and dispute it again, but this time demand that they supply you with the means in which they investigated this complaint. In other words, who did you talk to and where are they located.





Failure to supply this information is a violation of the FCRA.
Reply:The contact info for all creditors reporting to the bureaus on your report is located at the bottom of the credit report.
Reply:800-390-7445........they merged with Bank of America
Reply:On the credit report there is a list of contact information for each creditor that submits information. Some provide phone numbers, other provide only address to mail your dispute. Look at the tail end of the credit report. The information is not listed where the account info is listed.
Reply:At the end of your credit report there should be a listing of all the lenders with their contact numbers for both those that have extended you credit and made inquiries as to your credit. Check there first.
Reply:You need to file an dispute on your credit report, contact Experian and talk to customer service about this.
Reply:You dispute it with Experian.


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