Saturday, October 24, 2009

How to change the address in my credit report?

I saw an out-dated address listed as my most current address in my credit report. How do I correct that to update it as the most current address?

How to change the address in my credit report?
If you ran your credit report through Trans Union, There should be a reference # on the top right hand side. Call their customer service # toll free @ 1-800-916-8800 then put in the reference #, that will transfer you to a live person.
Reply:One thing to be aware of... if you have a Positive OLD tradeline associated with this address and you dispute as out of date with the CRA it may also delete that positive TL.
Reply:Contact your credit card issuer and officially inform them of your change of address, depending on how the company operates you may be required to submit valid documents to verify your new address, I had to do this some months ago, and it went through without any hassle
Reply:The simple approach would be to do it through a bank where you have an account, (checking or savings) or a credit card, they periodically report the bureaus of all your updates, provided that the bank has your updated address, otherwise you can make the correction directly with the bureau, they provide a paper you can fill out something like "Consumer update form" and you can fax or mail that in and the updates should be made, do provided 2-3 valid id's, photocopied clearly. and that's pretty much it.





=] hope this helps

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