Saturday, October 24, 2009

When did it become common to "pull credit" using a computer to receive an instant credit report?

I know that credit reports used to be scored by hand and delivered via the mail. When did it become common to pull credit on a computer and receive an instant report?

When did it become common to "pull credit" using a computer to receive an instant credit report?
Don't know for sure, but I do know that's how it's been done since I got into the car business and that's been over 8-years.
Reply:anyone can pull a report on anyone for anything anymore and there is nothing you can do about it.
Reply:It became more prevalent about 5 years ago. I rather like the current method of obtaining my credit report. Just got all 3 a few months ago. You can either just read it then delete it or print out a copy for your records. Some agencies will send you an e mail alerting you that a record was ordered. I like that feature too. The only thing I don't like about this is you have to wade through all the junk offers of credit monitoring services.


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