How do you get items off your credit report that should no longer be there?

I have found items on my credit report that have passed the statute of limitations. How do I get them off the list?




How do you get items off your credit report that should no longer be there?
There are two time lines one is the S.O.L. that you mention and the other is the 7-years from the date of first delinquency for derogatory accounts to remain on your credit report as required by the F.C.R.A.





Also you can find some advice here...





http://credit-report-free.totalh.com





Good luck.



Reply:The SOL which is the time frame a creditor can legally sue you is different from the time frame a debt can be legally reported on your credit file. A debt can be legally reported on your file up to 7 and 1/2 years from the first delinquency.