Saturday, October 24, 2009

What does a credit report show in terms of employment history?

Does it show employment history? Can someone igive me details about what EXACTLY can be learned about work history from a credit report?




What does a credit report show in terms of employment history?
Credit reports don't show work history. All they show is your credit score (for employers.) If you pull up your credit report, it will show you all your card information, if you've paid on time, etc... If an employer pulls your credit, it will only show the SCORE. Therefore if you've paid on time, but had one bad debt, making your score lower, the employer will see your low score, and not the exact reasons why.





Here is some more detailed info about it -





http://credit-report-free.totalh.com





Best regards.



Reply:If it's up to date it will show your current employers name.


It does not show what kind of job you have or how much you make.





A credit report is about your line of credits and loans. It shows when you opened an account, how you are paying and when you closed an account, etc.





It does not show your job history and only if updated correctly will it have your current address and employer listed.






Reply:There is no employment history showing on your credit report. It may not even show your current employer, unless a creditor supplied that info from a credit application.






Reply:it won't show much employment. The employer is not a creditor. That is why they always ask you to list your past employers and dates of employment..


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