I am a victim of identity theft but caught it years too late because I did not check my credit report. I've been reviewing my report this last week and on one of the reporting agencies is a judgment for a debt that I did not make. I have already disputed the items, filed a police report, and contacted the companies.
What do I need to do about this judgment? I have no idea what it is or what to do or who to contact or where to begin.
How do you have a judgement removed from your credit report if identity theft is involved?
Each of the credit reporting agencies have procedures for correcting information in credit reports. Start with the agency's web site for specific information.
You need to file a request to have the information corrected. You will need proof that the judgment is due to fraud.
Reply:Im very sorry that you have become a victim of identity theft, however, it does not surprise me since there were 9 million victims this past year. I do agree with what the others have said, however, since you have become a victim and your info is out there......chances are that it will be used again. Your info is most likely in a huge database just wating to be used again by the thieves. I would HIGHLY suggest investing in identity theft protection. If you would have had the protection, you would have found out 2 years ago about the theft. My family and I have SOLUS Identity Theft Protection and are very pleased! You can check out their website and learn more about identity theft at www.solusid.com
Good luck and take care
Reply:I think there may be some kind of form that you can get from your police departrment stating that you are a victim of identity theft. I would call the detective working your case and see if he has any suggestions. Or you may want to call your bank and see if they do. I'm sure that they have this question come up a lot and if they can't help you, they may at least be able to point you in the right direction.
ginkgo
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