Saturday, October 24, 2009

What is a landlord allowed to look at on my credit report?

I'm in washington, I want to know what a potential landlord is allowed to look at on my credit report? Are they allowed to look at everything?

What is a landlord allowed to look at on my credit report?
When you sign a lease application you are giving the leasing agent/landlord/management co. full access to not only your credit report but also court records of evictions/judgements from prior rentals. Many will just look at your FICO or a summarized credit report but if your numbers are borderline they will probably go further to see how old the negative information is, if there has been improvement, etc. Your signature on that app. makes your financial history an open book.
Reply:CharlieP is wrong. Go to Landlord %26amp; Tenants web page. Report Abuse

Reply:Sure. there's no way to pull your credit and look at only part of it. They'll see your personal info (address, name, birthdate), all accounts open in the last 7 years (including payment history and balances) and inquiries.


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