Saturday, October 24, 2009

How do I go about getting old stuff removed from credit report?

Where do I start and how do I go about getting old stuff ( over 7 years ) removed from my credit report? I disputed it with the Trans UNion, Equifax and Experian but they claimed they verfied them and said they were due to come off back in Decemember of 07 but they are still there... How do I get them off?

How do I go about getting old stuff removed from credit report?
Do you still have a copy of the letter where it says it should come off in Dec. of 2007? If so make a copy of it and mail it to the credit bureaus. It would be in your best interst to send it to them certified. Just dont give up on getting these old accounts removed. The credit bureaus are known for giving the run around when you dispute items with them. Best of luck on getting this removed
Reply:Negative items acuually stay on your reports for 7 years and 180 days from the date of first delinquincy. If the debt incurred on jan. 1 of 2000, it wont go off of your reports til june 30, 2008. Is it possible that you arent past the 7 yrs. 180 day mark?


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