Friday, November 6, 2009

Why does my credit report contain 3 scores? and which one is actually used?

I am new to credit and stuff and I recently checked my credit report and saw three different scores. So which one do credit agencies use?

Why does my credit report contain 3 scores? and which one is actually used?
It just depends on which company you are trying to receive credit from some places only check with one of the three bureaus some check all the scores the most commonly checked bureau that lenders go off of is experian
Reply:When they pull your credit they check all 3 of them but they usually go by the higher one.They check : Trans Union, Experian, Equifax.







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