I have 2 credit cards and i have been paying for 5 months, on my credit report it does not show a credit score, how long untill it shows a score and what will be the score?
How long untill I get a score on my credit report?
Wait 1 more month.
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Reply:wait 15 days more
Reply:Usually it will take for 6 months of history before there is a long enough history to formulate a score. Remember, a score will not just show up when you receive or pull a credit report. In order to receive your actual score, you need to go to http://www.myFICO.com. It costs $15.95/per score from each bureau that you pull from; however, you can google myfico promo discount to get 20% off.
Don't bother pulling scores from other sites as those are FAKOs and have no relation to your real FICO scores.
Reply:I would wait one more month.
But don't count on that score to have any meaning.
When you go for a loan for a car or a home the loan officers will make up their own score. Which can be more than 100 points off from that FICO.
They look at your salary, age, employment history time.
Fico is almost a scam number, its nice to know, but it doesn't mean anything.
Pay your bills in full each month for excellent credit. It's an old ladies myth that carrying balances increases your rating.
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