When is a late mortgage payment reported on my credit report?

I have until the 16th to pay it on time. Will the bank report it right away or wait 30 days to put it on my credit report.

When is a late mortgage payment reported on my credit report?
after the 30th day
Reply:every late payment on your mortgage or other loans are reported after 30 days, if you late couple days- you will have to pay late fee.
Reply:It depends on the bank. Some will report a 30-day delinquency, otherwise won't. If you have a good relationship with your bank and have never been late, asking them in good faith to remove the notation would probably work.
Reply:Must be 30 days before its reported late. I assume your due date is the 1st? Pay by the 30th %26amp; you will not show late on credit bureaus, you will owe late charges though- usually after 15 days.
Reply:They report as 30, 60, 90 days late etc. but if you pay late continually they CAN and WILL report as "slow pay" on your credit reports.
Reply:Hey Max, do not EVER advise someone of that EVER again please. That is bad information. Every bank or servicer WILL report you late if you are 30 days late. i don't care what your relationship is.





If you are not making your mortgage payments on time, what kind of relationship do you think your bank will think you share with them.
Reply:Depending on the bank. Some do 60 days and some do 30 days. You really need to get the mortgage payment up-to-date ASAP
Reply:If you are not 30 days late they can not report you as such.





But if you pay it on the 16th you need to make sure that they have not assessed a late fee. Because if they did and you don't pay that before 30 days you can be reported as late.

tanning