Friday, November 6, 2009

Can I get a free copy of my credit report over the internet? How?

I need to dispute some items on my credit report as fast as I possibly can. Thanks for your help.

Can I get a free copy of my credit report over the internet? How?
This is the government mandated website (totally FREE) where you can get 1 free credit report from the 3 agencies for free in one year:





http://www.annualcreditreport.com





The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.
Reply:Yes, www.freecreditreport.com
Reply:www.freecreditreport.com but every time you check your credit it takes away points, so even tho its fre...its not really free ya know?
Reply:www.freecreditreport.com you can print it right from your pc.
Reply:annualcreditreport.com is your best resource as you can get one report per agency free per 12 month period. There are no further attachments with this service as this is in response to the FACT act.





freecreditreport.com is a service backed by Experian and unless you cancel the service after 30 days, you will be signed up for a monthly monitoring service. They do also mention annualcreditreport.com because they must comply with the FACT act.
Reply:I'd go to freecreditreport.com. You are entitled a free report once per year from each bureau. Go directly to the creditors website like equifax.com. Either way you can't dispute something over night. It'll take 30+ days
Reply:go to annualcreditreport.com
Reply:@ creditreport.com
Reply:www.freecreditscore.com
Reply:www.freecreditreport.com
Reply:Yes. Go to annualcreditreport.com. You can get a copy of your report from each of the 3 reporting agencies for free. If you want your credit score, though, you have to pay a little for it.
Reply:you can get one free credit report from each of the credit reporting agencies... at annualcreditreport.com





You can also get a free report if any company denies you credit or increases your costs as a result of your credit (such as car insurance). The company making that decision will send you a notice of which bureau they used to make that decision.


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