Friday, November 6, 2009

What's the quickest way to contact companies listed on your credit report?

I have the worst credit in the world and have about a year to clean it up. I want to pay off the bills. How do I contact the companies listed in the report?

What's the quickest way to contact companies listed on your credit report?
usually the credit report has the number listed. If not, check your old bills.





However, when you are resolving problems on the credit report, do everything in writing.





There are several good books available that explain how to fix your credit report (go to your library). There are no quick fixes, so don't fall for that.





The first thing you need to do is review the credit report and see if there are any errors. If so, start to correct them in writing.





Next write down each problem and set up a file for each. Start going thru your files and put together the back up for each problem. Keep records of call (person you spoke with and date/time) in each file.





If you have judgements and they need to be paid off, contact the company/person directly and see if you can work out a better deal. You should be able to lower the amount owed if you pay them. Always pay by check and write on the rear of the check: by depositing this check, all parties agree that the debt owed to __________ is paid in full and fully resolved.
Reply:Normally on your report there will be an address listed. I suggest you contact them in writing so that you have a solid paper trail in case you need it. If you're really ready to work on your credit visit creditboards.com this website has really helped me in fixing up my credit.
Reply:Go online and find their addresses, contact them only by mail and make sure it is return receipt so you have proof that they got it. Make sure you get a payoff amount in writing and correspond by mail only. Good luck!


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